The sobering story of Simona


I will tell the story of Simon, who claims help and justice, mother of the first Orange County soldier killed in Iraq. She has been a victim of swindlers, who let him down the sky, moon and stars to tell you solve the problem of your mortgage, then a bank that refuses to make the corresponding adjustment.

Simona's son, Jose Angel Garibay, a young spirited, talented, healthy and with ambitions to be a winner of existence. Just graduated from high school, he joined the military ranks and made a revelation to her mother, her dreams were becoming a U.S. citizen and buy a house, to cease to suffer and to have a fixed habitat.

The Garibay up a modest family. She works in the housekeeping department of a hospital. Therefore, the extinct wanted her out of this circle of poverty. And she had no qualms to face challenges and risks, whatever.
José Angel had seen the first light in a state of Jalisco and his childhood was spent and on American soil, in Costa Mesa, California.

Unfortunately their plans were unfinished and who was killed in combat on March 23, 2003. A life that expired at age 21. And in tribute, the government granted him citizenship posthumously named-and Simona, who, moreover, offset by $ 200,000, part of which used for the purchase of a home.

And here began more hardship for Simona income because, as has short, made up miracles to pay the monthly payments on time, with help, even from two of his sons and what you get from the rental of a room.

But then came the crisis and Simona began to have difficulty paying, especially since the monthly increased from 2000-2000 five hundred dollars, even though the house has lost value since they bought it at $ 394,000 now costs $ 64,000 less.

Overwhelmed, she heard the siren song and caught twice with swindlers, who promised him that she wanted to hear and the result was that now is worse. The first con artist - a company in Anaheim, "I paid $ 2.900 and then closed the office and nothing is known of him. The other cheated on him that would manage to reduce their monthly payments, given in 1500 dollars and is the moment that his whereabouts are unknown.

Orange veterans have sympathized with Simona. One is Cuautlicóyotl Madrigal, who believes she is the victim of an injustice and deception of the bank who sold the house because she never told him that, eventually, the payments would increase.

Troubled, Madrigal raises his voice to emphasize that it is not fair Simona going to lose the house he bought with the sacrifice of his son, killed by enemy fire in Iraq.

She wants to give the battle to preserve that property, despite the bank's closed attitude that says that nothing can be done.

Veterans call on Obama to actually do something effective to defend those who are behind on their payments from their homes for lack of liquidity either because they lost their jobs or because they reduced their hours of work.

And they are willing to demonstrate to the authorities to prevent the loss of homes.

They also get a message saying that banks should not forget that the government bailed them out with money from the people and that they are responsible for the suffering of millions of people who have lost their homes or are about to lose them.

Of course, I extended my hand to Simona, whose case is a reminder to all those involved in the mortgage crisis to put a deaf ear to those who promise magic solutions to resolve your situation with the banks.

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